Checkout Cost Calculator

Calculate your final checkout bill including merchandise subtotal, state sales taxes, shipping, payment processing surcharges, tips, and gift card deductions.

Final Out-of-Pocket Due:$0.00
Gross Checkout Total:$0.00
Credit Applied:-$0.00

Checkout Settlement Formula

Gross Total = Subtotal × (1 + Tax %) + Shipping + Surcharges + Tip; Out-of-Pocket Due = max(0, Gross Total - Gift Card Credit)
  • Gross Checkout Total: Merchandise plus all statutory taxes, delivery fees, and processing surcharges.
  • Credit Settlement: Deducts store credit, gift cards, or promotional vouchers from the gross balance.

Step-by-Step Worked Example

Scenario:

Calculation Steps:

    Result:

    How to Use This Calculator

      Assumptions & Limitations

      • Gift card funds are applied against the post-tax, post-shipping gross balance.

      Frequently Asked Questions

      Are credit card surcharges legal in the United States?

      Credit card surcharges (typically 1.5% to 3.0%) are legal in most US states provided they are clearly disclosed before checkout, though debit cards cannot be surcharged under federal law.

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