Job Offer Comparison Calculator
Compare two competing employment offers side-by-side: base salary, annual bonuses, health benefits, 401(k) matching, PTO dollar value, equity, and commute deductions.
Job Offer A
Job Offer B
Winning Offer
Offer B
+$4,957 / year
Offer A Net Total Comp
$118,781
Cash: $105,000
Offer B Net Total Comp
$123,738
Cash: $110,000
Monthly Advantage
+$413
Net disposable income
Step-by-Step Worked Example
Calculation Steps:
How to Use This Calculator
- 1Enter base salary and expected annual bonus for Offer A and Offer B.
- 2Enter annual employer health insurance premium subsidies.
- 3Enter annual 401(k) employer matching dollar amounts.
- 4Specify paid vacation/PTO days and annual equity/stock grant vesting.
- 5Enter annual commuting expenses for each role.
- 6Review side-by-side breakdown and determine the winning total package.
Assumptions & Limitations
- Estimates are based on standard national averages and current prevailing construction materials and contractor rates.
- Actual trade bids may fluctuate according to local building code requirements, permit fees, and site topography.
- Always obtain multiple written bids from licensed, bonded, and insured contractors before commencing work.
Frequently Asked Questions
Why does an offer with a lower base salary sometimes win?
Comprehensive health coverage, a 6% 401(k) match, generous PTO, and zero commute expenses can easily outweigh a \$5,000 to \$10,000 difference in gross base salary.
How should unvested stock equity be factored into job comparisons?
For publicly traded companies, use the annual vested dollar value based on current share prices. For pre-IPO private startups, apply a conservative discount (50% or more) to account for illiquidity and valuation uncertainty.
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