Real Estate Transfer Tax Calculator
Calculate state, county, and municipal deed transfer taxes, documentary stamps, and closing fee splits between buyers and sellers.
Transfer Tax Closing Allocation
Transfer Tax & Stamp Duty Formula
Total Transfer Tax = Sale Price × ((State Rate % + County Rate % + City Rate %) ÷ 100) + Fixed Stamp Fees | Buyer Share = Total Tax × (Buyer % ÷ 100)- State Deed Stamps: State tax levied on the privilege of transferring real property title (e.g. Florida Doc Stamps $0.70 per $100).
- County & City Transfer Tax: Local documentary taxes imposed in states like Pennsylvania (1% state + 1% to 3% local) or New York.
- Buyer vs Seller Customary Split: By local real estate custom, transfer taxes are often split 50/50 or paid entirely by the seller.
Step-by-Step Worked Example
Calculation Steps:
How to Use This Calculator
Assumptions & Limitations
- Conveyance taxes are collected at closing by the title company or settlement escrow agent.
Frequently Asked Questions
Who typically pays real estate transfer taxes?
It varies by state and county tradition. In California and Florida, sellers customarily pay the documentary stamps. In Pennsylvania, it is standard practice to divide the transfer tax 50/50 between buyer and seller.
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